COSMICH & SIMMONS, PLLC

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Insurance Law> General Liability Insurance> Property Coverage
 
(The CGL Policy Exclusion For "Your Product")More...
 
Aviation Hull Insurance
 
Aviation hull insurance is a form of property insurance in which the property is an aircraft. Loss of value and loss of use of aircraft specified in the policy normally is covered. Aviation hull insurance may be the subject of a separate policy or it may be included within a policy that also provides the aircraft owner with coverage for liability to third parties arising from an accident involving the aircraft.More...
 
Premiums
 
Nature of premiumsMore...
 
The Equitable Right of Subrogation
 
Subrogation is an equitable right to seek recovery of losses paid by the plaintiff for another in an action against the party that caused the losses. In insurance law, subrogation refers to the right of the insurer to seek compensation for its payments to its insured by filing an action against the person that caused the damages to the insured. More...
 
Policy Construction Against Insurer
 
Insurance policies are contracts drafted by insurers, but the terms are not always clear and unambiguous. When a dispute arises between an insured and an insurer as to the meaning of a policy, courts sometimes become involved to provide a construction of the ambiguous term, as they do with other types of contracts. Disputes usually involve which risks are included in coverage, exclusions from coverage, conditions that must be fulfilled before coverage applies, and forfeitures of the policy.More...
 
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